6/12/2023 0 Comments Capital one pay cc check![]() ![]() The base rate of 2x miles with the Venture X Rewards Credit Card is also double the 1x base rate with the Sapphire Preferred.īut it's not easy to directly compare Capital One miles and Chase Ultimate Rewards points. That compares to 5 miles per dollar you'll earn with the Venture X Rewards Credit Card for flights booked through Capital One Travel, but you'll earn 10x miles, double the Sapphire Preferred's 5 miles per dollar for hotels and car rentals, when you book through Capital One. You'll earn 5x points on travel purchased through Chase Ultimate Rewards, 2x points on all other travel purchases, 3x points on dining, online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services, 5x points on Lyft rides through March 2025, and 1 point per dollar everywhere else. ![]() The Sapphire Preferred has more tiers to remember. Either way, you're always earning a flat rate on most purchases – and more when you book travel through Capital One. Everything else earns a flat rate of 2 miles per dollar spent on purchases.īecause of the simple rewards structure, the Venture X Rewards Credit Card is customizable in that you can think of it as a 2% cash back card for travel purchases, or dive deeper to get more value from the program's airline and hotel partners. The Venture X Rewards Credit Card earns 10 miles per dollar on car rentals and hotels booked through the Capital One Travel Portal and 5 miles per dollar on flights booked through Capital One Travel. So, while the bonuses appear comparable at face value, the sky's the (literal – and figurative) limit here. The usefulness will depend on your travel goals and how you like to redeem your points. So while there's a gap here, Chase Ultimate Rewards points are a bit more valuable, again making the value a close call. Venture X Rewards Credit Card: $1,275 in travel.That could make your welcome bonus worth: However, Capital One and Chase both have numerous airline and hotel transfer partners – 18 for Capital One, 14 for Chase – that make it possible to get even more value from your welcome bonus.Īccording to Personal Finance Insider's most recent points and miles valuations, Capital One miles have an average redemption value of 1.7 cents, while Chase points are worth 1.8 cents apiece, on average. Again, each point is worth 1 cent by default, although Sapphire Preferred cardholders get a 25% boost when booking travel through the Chase Ultimate Rewards Travel Portal, making the bonus worth $1,000 toward travel. Each mile is worth 1 cent when applied toward travel purchases, making this offer worth at least $750 in travel.Ĭompare that with the 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening you'll get with the Sapphire Preferred. With the Venture X, you can earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening. Normally, the Venture X Rewards Credit Card appears to have the advantage over the Sapphire Preferred with a bigger welcome offer, but right now the Sapphire Preferred is offering an elevated bonus. Read Our Review A looong arrow, pointing right Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available.Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more - you can even transfer your miles to your choice of 15+ travel loyalty programs.Receive up to a $100 credit for Global Entry or TSA PreCheck®.Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network.Earn unlimited 2X miles on all other purchases.Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options.Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
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